Students differentiate between essential expenses and discretionary spending to prioritize financial health.
A 2nd-grade math lesson where students identify U.S. coins and calculate their total value through video instruction and a hands-on coin rubbing activity.
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Students analyze pre-filled ledgers to identify deficits and 'spending leaks', acting as budget doctors to fix financial health.
Students navigate weeks three and four of the simulation, encountering unexpected costs and learning to prioritize needs over wants.
Students face a deficit scenario caused by an unexpected expense. They must analyze their spending to identify 'wants' that can be cut to balance the budget and return to a positive balance.
Teaches students how to record transactions and maintain a running balance using a simple ledger.
A simulation of the first two weeks of a month where students make spending decisions for a fictional character and record them in real-time.
Introduces income and expenses through categorization and brainstorming, ending with a personal T-chart.
Students are introduced to the core concepts of money flow by sorting various financial scenarios into 'money in' (income) and 'money out' (expenses). This foundational lesson ensures students can correctly identify the direction of cash flow.
Students learn the mechanical skill of tracking money by maintaining a simple transaction log. They practice data entry and basic arithmetic to keep a running balance of a fictional account.
Navigating financial curveballs. Students adjust their budgets to account for unexpected costs like library fines or gifts while maintaining their savings goals.
Students learn to maintain a transaction ledger by recording income, expenses, and calculating a running balance.
Students synthesize their learning to create a forward-looking cash flow plan that balances expenses while hitting a specific savings goal.
Students analyze potential purchases to determine which items are essential (needs) and which are optional (wants). Through a limited-budget simulation, they practice making difficult spending decisions.
Students apply their skills to create a forward-looking plan with a specific savings goal. They learn the 'pay yourself first' principle by intentionally allocating money for savings before spending on non-essentials.
An engaging 4th-grade lesson combining biology and economics through the lens of llama farming. Students explore llama anatomy and care while applying mathematical skills to manage a virtual llama farm budget.
Students create a balanced spending plan to reach a specific savings goal while managing essential costs.
A 45-minute lesson exploring ratios and unit rates through a pizza delivery lens, featuring bilingual English/Spanish support and tiered activities for diverse learners.
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A media literacy lesson where students analyze the evolution of digital media by comparing the first YouTube video, 'Me at the zoo,' to modern content standards. Students explore concepts of user-generated content, monetization, and the commercialization of attention.
Through a 'Life Happens' simulation, students practice adjusting their spending and making trade-offs between needs and wants.
A fun and engaging math lesson for 4th graders featuring llama-themed word problems that cover addition, subtraction, multiplication, and multi-step reasoning.
