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Financial LiteracyEarning IncomeSide HustlesBudgeting and SpendingManaging Personal Cash Flow

Budgeting and Spending

SequencesLessonsMaterialsVideos
  1. Financial Literacy

Budgeting and Spending

SequencesLessonsMaterialsVideos
SequencesLessonsMaterialsVideos
Managing Personal Cash FlowAnalysis of monthly income and expenses to maintain liquidity and avoid deficits. Strengthens skills in tracking transactions, categorizing spending, and adjusting habits to meet financial goals.
Sequence
Money In Money Out Slides
My First Ledger Worksheet
Ledger Logic Teacher Guide

Cash Flow Captains

A comprehensive 5-lesson unit where 5th-grade students manage a fictional peer's monthly finances. Students learn to track income and expenses using a ledger, differentiate between needs and wants, navigate unexpected financial 'wildcards', and analyze their spending habits to build better future budgets.

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Sequence
Money In the Bank Teacher Guide
Money In the Bank Slides
Income Cards Activity Set

Cash Flow Captains

Students develop fundamental financial skills by tracking income and expenses, categorizing needs and wants, maintaining a ledger, and resolving budget deficits to achieve financial goals.

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Sequence
Income and Expenses Teacher Guide
Income and Expenses Slides
Money Flow Sorting Worksheet
Money Flow Answer Key

Money Map Cash Flow

A comprehensive sequence for 3rd graders to master personal cash flow. Students learn to track income and expenses, prioritize needs over wants, and adjust budgets to meet savings goals through the fictional journey of Alex's weekly budget.

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Sequence
Money In Money Out Slides
Mystery Wallet Worksheet

Cash Flow Cadets

A comprehensive 5th-grade unit on personal cash flow management, where students learn to track income and expenses, identify spending leaks, and create balanced financial plans through the eyes of a financial manager.

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Sequence
Money Map Presentation Slides
Personal Transaction Ledger

The Money Map

A four-week simulated learning journey where 4th-grade students manage a personal budget. They track income, categorize expenses as needs or wants, navigate unexpected financial hurdles, and analyze their cash flow to meet a savings goal.

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Sequence
Money In Money Out Teacher Guide
Cash Flow Creator Worksheet

Coin Quest Financial Literacy

Students learn to manage personal finances by simulating a weekly allowance scenario, tracking cash flow, and prioritizing spending to reach savings goals.

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