Focuses on financial decision-making by distinguishing essential needs from discretionary wants to fix a deficit.
1/16
Introduces income and expenses through categorization and brainstorming, ending with a personal T-chart.
A culminating project where students create a budget to reach a specific savings goal while managing weekly expenses.
Teaches students how to record transactions and maintain a running balance using a simple ledger.
Challenges students to solve budget emergencies and navigate financial deficits using problem-solving strategies.
Navigating financial curveballs. Students adjust their budgets to account for unexpected costs like library fines or gifts while maintaining their savings goals.
Exploration of fixed vs. variable expenses. Students categorize potential purchases as needs or wants and record their first week of planned spending.
Mid-month data analysis. Students review their spending trends and forecast their future balance to ensure they stay on track for their big savings goal.
Final financial reflection. Students balance their ledgers, evaluate their spending choices, and celebrate their savings successes or identify areas for improvement.
Introduction to income and expenses. Students set up their personal transaction ledgers and record their starting balances for the four-week simulation.
Students master the skill of recording transactions in a financial ledger, ensuring accuracy in calculating a running balance.
Students synthesize their learning to create a forward-looking cash flow plan that balances expenses while hitting a specific savings goal.
Students analyze pre-filled ledgers to identify deficits and 'spending leaks', acting as budget doctors to fix financial health.
Students differentiate between income and expenses and learn to categorize fixed and variable spending using a 'Mystery Wallet' simulation.
Through a 'Life Happens' simulation, students practice adjusting their spending and making trade-offs between needs and wants.
Students define income and expenses and practice the foundational skill of recording transactions in a ledger to maintain a running balance.
Students reflect on their financial choices, identify spending leaks, and create a revised budget for future stability.
Students navigate weeks three and four of the simulation, encountering unexpected costs and learning to prioritize needs over wants.
Students calculate their final monthly totals, identifying surpluses or deficits and visualizing their spending patterns.
A simulation of the first two weeks of a month where students make spending decisions for a fictional character and record them in real-time.
