Student budget planning worksheet for Lesson 5 where they must allocate funds to meet a savings goal while managing essential costs.
A worksheet for students to create a forward-looking savings plan for a specific goal, applying the "pay yourself first" principle.
Presentation slides for Lesson 5, illustrating the mission objective, non-negotiable needs, and the math for calculating savings.
A slide deck introducing students to goal setting, the "pay yourself first" principle, and planning for a financial surplus.
Teacher guide for Lesson 5, detailing instructional steps for teaching budget balancing and trade-offs.
A teacher guide for the final lesson on creating a savings plan, including the "pay yourself first" principle and goal-setting strategies.
Case study student worksheet for analyzing a budget deficit scenario, calculating totals, and identifying 'budget busters'.
A budget simulation worksheet where students analyze a deficit scenario and make difficult spending cuts to balance their account.
Presentation slides for Lesson 4, illustrating budget deficits, 'budget busters', and the math behind negative cash flow.
A teacher guide for the lesson on fixing a budget deficit, focusing on identifying "wants" that can be cut to balance a budget.
Teacher guide for Lesson 4, detailing instructional steps for teaching budget deficits and identifying 'budget busters'.
A transaction log worksheet where students practice recording money in and money out to maintain a running balance.
Student practice worksheet for recording transactions in a ledger format, featuring mock evidence slips and a running balance table.
A slide deck introducing students to the layout and mechanics of a financial ledger, including step-by-step balance calculations.
Presentation slides for Lesson 3, teaching the anatomy of a ledger and the mechanics of recording transactions.
Student reflection and planning worksheet for Lesson 5, allowing students to identify 'spending leaks', set personal financial rules, and draft a balanced monthly budget.
Slide deck for Lesson 5, focusing on identifying spending habits, understanding 'spending leaks', and establishing future 'Rules of Thumb' for financial success.
A teacher guide for the lesson on recording transactions in a ledger, focusing on maintaining a running balance and entry accuracy.
Teacher guide for Lesson 3, detailing instructional steps for teaching ledger maintenance and calculating a running balance.
Student worksheet for Lesson 4, used to calculate total income and expenses, determine net cash flow, and visualize spending by category.
