Students navigate weeks three and four of the simulation, encountering unexpected costs and learning to prioritize needs over wants.

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A 45-minute lesson exploring ratios and unit rates through a pizza delivery lens, featuring bilingual English/Spanish support and tiered activities for diverse learners.

Navigating financial curveballs. Students adjust their budgets to account for unexpected costs like library fines or gifts while maintaining their savings goals.

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A fun, llama-themed math lesson for 4th graders focusing on solving multi-step word problems involving addition, subtraction, multiplication, and division in the context of a llama ranch.

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An engaging 4th-grade lesson combining biology and economics through the lens of llama farming. Students explore llama anatomy and care while applying mathematical skills to manage a virtual llama farm budget.

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Mid-month data analysis. Students review their spending trends and forecast their future balance to ensure they stay on track for their big savings goal.

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Students analyze financial scenarios to identify budget deficits and 'budget busters' that cause overspending.

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Introduction to income and expenses. Students set up their personal transaction ledgers and record their starting balances for the four-week simulation.

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A 45-minute lesson on ratios and unit rates using real-world pizza pricing. Students explore concepts through visual models, partner work, and tiered practice in both English and Spanish.

Students apply their skills to create a forward-looking plan with a specific savings goal. They learn the 'pay yourself first' principle by intentionally allocating money for savings before spending on non-essentials.

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A 2nd-grade math lesson where students identify U.S. coins and calculate their total value through video instruction and a hands-on coin rubbing activity.

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Through a 'Life Happens' simulation, students practice adjusting their spending and making trade-offs between needs and wants.

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Introduces income and expenses through categorization and brainstorming, ending with a personal T-chart.

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Teaches students how to record transactions and maintain a running balance using a simple ledger.

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A fun and engaging math lesson for 4th graders featuring llama-themed word problems that cover addition, subtraction, multiplication, and multi-step reasoning.

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A simulation of the first two weeks of a month where students make spending decisions for a fictional character and record them in real-time.

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Students brainstorm and categorize different ways to earn money, establishing the 'Cash In' side of the financial equation.

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Students are introduced to the core concepts of money flow by sorting various financial scenarios into 'money in' (income) and 'money out' (expenses). This foundational lesson ensures students can correctly identify the direction of cash flow.

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Students create a balanced spending plan to reach a specific savings goal while managing essential costs.

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Students analyze potential purchases to determine which items are essential (needs) and which are optional (wants). Through a limited-budget simulation, they practice making difficult spending decisions.

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