Budget Surgery Worksheet

Student reflection and planning worksheet for Lesson 5, allowing students to identify 'spending leaks', set personal financial rules, and draft a balanced monthly budget.

Slide deck for Lesson 5, focusing on identifying spending habits, understanding 'spending leaks', and establishing future 'Rules of Thumb' for financial success.

Student worksheet for Lesson 4, used to calculate total income and expenses, determine net cash flow, and visualize spending by category.

Slide deck for Lesson 4, guiding students through the process of calculating monthly totals, identifying surpluses or deficits, and evaluating their success against their savings goal.

A student worksheet for categorizing expenses as needs or wants, including specific focus on wildcard expenses and their impact on financial planning.

Slide deck for Lesson 3, focusing on the distinction between needs and wants and how unexpected 'wildcard' expenses impact financial plans.

Teacher script for Lesson 2 simulation, providing specific financial scenarios for Weeks 1 and 2 including income, mandatory expenses, and decision points.

Slide deck for Lesson 2, introducing the character 'Casey' and setting the stage for the month-long financial simulation.